Why you need Health Insurance when you are pregnant

Thursday, September 14, 2023

If you’re pregnant, or planning a family, you need Health Insurance.

Health Insurance gives parents, and children, access to private healthcare at an affordable price. Unfortunately, in South Africa, private healthcare comes at an exorbitant cost. Most South Africans cannot afford to access private healthcare through Medical Aid Schemes. 

Under-resourced government hospitals aren’t an ideal option if you’re looking for the best medical care. This is why many people choose Health Insurance to protect their loved ones.

What is Health Insurance?

Health Insurance is an insurance policy that gives you access to private healthcare at an affordable price. Health Insurance gives you various day-to-day medical benefits. Our plans give you cover for:

  • Private doctor (General Practitioner) visits.
  • Accident Cover (additional value added product).
  • Emergency illness cover (additional value added product).
  • Virtual Doctor Consultations.
  • Specialist visits.
  • Nurse and Wellness Clinic Based Care.
  • Acute Medication.
  • Over the Counter (OTC) Medication.
  • Immunisation.
  • Chronic Medication.
  • HIV Programme.
  • Dentistry.
  • Optometry.
  • Pathology.
  • Maternity benefits (2D scans).
  • Health Screenings.
  • COVID-19 Testing.

*Limits and exclusions apply.

Why do you need Health Insurance when you’re pregnant?

When you're pregnant, your health and the health of your baby become top priorities. Protecting your health will go a long way to ensure the health of your baby. Health Insurance plays a crucial role in safeguarding you and your baby's health. Here's how:

Comprehensive care

Health Insurance gives you access to a range of medical services and specialist visits. This ensures you receive comprehensive care throughout your pregnancy journey. Doctors visits, screenings, medication benefits and maternity scans contribute to a healthier pregnancy.

Financial protection

The costs associated with pregnancy can add up significantly. Health Insurance gives financial protection by covering a portion of these expenses. This reduces the burden on you and your family.

Preventative measures

Health Insurance covers maternity scans. Maternity scans are vital for your health and your baby's development. These scans help to identify and address any potential health concerns early on.

Access to specialists

Complications can arise during pregnancy that require specialised medical care. Health Insurance gives you access to specialists who can provide expert guidance.

Health Insurance gives you a safety net that protects your health and the health of your baby during pregnancy. Complete the form below to get a call back from one of our qualified brokers.