What is the difference between Medical Insurance and Gap Cover?

Get Medical Insurance explains the difference between Medical Insurance and Gap Cover.

You want to give your family the best medical care. You can only do this if you have a good understanding of specific medical policies. Read on as we discuss the difference between Medical Insurance and Gap Cover. 

What is Gap Cover?

Gap Cover is a type of short-term insurance policy that gives you additional cover. For example, many specialists charge above the standard rates your insurance policy will cover. This means you will be liable for the shortfall. Gap Cover reduces out-of-pocket medical shortfalls by covering shortfalls up to an additional 500%. 

It’s important to remember that Gap Cover is not a replacement for Medical Aid or Medical Insurance. You can, however, complement your existing insurance policy with Gap Cover. Furthermore, Gap Cover can only be added to a Medical Aid scheme, and not a Medical Insurance policy. 

What is Medical Insurance? 

Medical Insurance gives you affordable day-to-day medical coverage. You don't have to rely on the public healthcare system. Medical Insurance gives you access to private healthcare for your family. 

Medical Insurance is useful for those who want cover for day-to-day medical expenses. From only R469 per month, you can get a Medical Insurance plan from Get Medical Insurance.

Our Medical Insurance plans keep you covered for:

• Private Doctor (General Practitioner) Visits: Swift access to primary medical care.
• Accident Cover in Hospital (Value-Added Product): Added protection during unforeseen events.
• Emergency Illness Cover (Value-Added Product): Ensuring you're covered in critical situations.
• Virtual Doctor Consultations: Convenient video consultations. 
• Nurse and Wellness Clinic Based Care: Comprehensive care in clinic settings.
• Acute Medication: Timely support for short-term medical needs.
• Over the Counter (OTC) Medication: Coverage for non-prescription medications.
• Immunisation: Protecting your health through vaccination.
• Chronic Medication: Ensuring continuous care for chronic conditions.
• HIV Programme: Specialised support for HIV-related needs.
• Dentistry: Coverage for basic dental treatments.
• Optometry: Access to vision care services.
• Maternity Benefits (2D Scans): Coverage for 2D scans.
• Health Screenings: Proactive measures for early disease detection.

*Limits and exclusions apply.

Medical Insurance gives you affordable access to private healthcare that prioritises your day-to-day medical needs. Ensure that you and your loved ones receive the care you deserve. Complete the form below to get Medical Insurance.