Medical Insurance and Accident Cover are insurance products. Medical Insurance and Accident Cover protect you and your family in an emergency. Medical Insurance and Accident Cover provide you with cover for unexpected medical expenses. Medical Insurance and Accident Cover provide different types of coverage. You need to understand the difference before you decide to buy one of the two products. Get Medical Insurance outlines the differences between Medical Insurance and Accident Cover:
Medical Insurance helps you to cover day-to-day medical expenses. Day-to-day medical expenses can include:
Medical Insurance gives you an affordable way to access private healthcare services.
Accident Cover is a type of insurance that only provides cover if you are involved in an accident. Accident Cover is designed to provide cover in case of unexpected accidents, including:
Accident Cover is not usually taken out alone. Accident Cover is often purchased as an additional option together with Medical Insurance. This may be called a buy-up addition as part of your portfolio. Medical Insurance purchased with Accident Cover gives you greater coverage than a single product. Accident Cover may also provide coverage for accidental death. This is a benefit that pays out to your beneficiaries if you die as a result of an accident.
Medical Insurance is designed to cover the cost of day-to-day medical expenses. Accident Cover specifically covers injuries or death resulting from an accident. It's important to review the details of any insurance policy before you buy it. This will ensure that it provides the cover you need.
At Get Medical Insurance, we provide affordable Medical Insurance plans. Our plans combine both Medical and Accident Cover.