Medical Insurance
Get Medical Insurance outlines what a Hospital Plan is.
A Hospital Plan is a medical plan that gives you cover for in-hospital medical expenses.
The cost of healthcare in South Africa has been increasing annually. Thus, many people cannot afford full medical coverage. It has become necessary for many people to explore more affordable alternatives. This is where things like Medical Insurance or Hospital Plans come in. Hospital plans are aimed at young or low income individuals with good general health. Hospital Plans only provide financial protection in the event of a hospitalisation.
Everyone in South Africa needs some form of medical coverage. A Hospital Plan can provide some financial protection against unexpected hospitalisation. Here are some of the reasons why having a Hospital Plan can be beneficial:
Affordable cover: Hospital Plans are more affordable than comprehensive medical plans. This makes Hospital Plans more accessible to those who can't pay hefty premiums for cover.
Protection: Hospital stays can be expensive. A Hospital Plan gives you cover for unexpected hospital stays that could break your bank.
Access to private healthcare: Hospital Plans can give you access to private healthcare. Private healthcare facilities provide a higher quality of care than public healthcare facilities.
Peace of mind: A Hospital Plan can provide peace of mind. You know you're covered for unexpected medical events that require hospitalisation.
It's important to remember that Hospital Plans provide limited cover. A Hospital Plan only covers your hospital stay from an accident or medical emergency. A Hospital Plan does not provide day-to-day benefits like GP or dentist visits. A Hospital Plan covers things like your hospital admission and in-hospital doctors bills.
Those who need cover for a wide range of medical expenses may need a more comprehensive policy.
Hospital Plans are usually limited to in-hospital treatments. You need an affordable plan that gives you day-to-day cover and cover in the event of a medical emergency. A medical emergency includes things like accidents, strokes and heart attacks.
At Get Medical Insurance, we provide affordable Medical Insurance and Accident Cover. You can combine both Medical and Accident Cover and save money. This combination creates an affordable comprehensive medical plan for you and your family.
Our Medical Insurance policies cover the cost of various day-to-day medical expenses. Our Accident Cover specifically covers injuries or death resulting from an accident, as well as heart attacks and strokes.
Contact us here for a free quote.