What happens if I don’t use my Medical Insurance?

Friday, March 17, 2023

Get Medical Insurance explains what happens if you don’t use your Medical Insurance.

Medical Insurance gives you benefits that cover various day-to-day medical expenses. Sometimes, you may not need to use these benefits. What happens then? 

I haven’t used my Medical Insurance. What happens now?

If you have Medical Insurance, but do not use it, you will still need to pay your premiums. If you don’t pay your premiums, you won't have coverage.

Your Medical Insurance is an insurance product. You pay a monthly premium for coverage, regardless of whether you use it or not. If you don’t use your Medical Insurance benefits, you do not get any reimbursements. 

Do Medical Insurance benefits expire?

Yes, your Medical Insurance benefits do expire. Your benefits are only valid for 1 year from the date your coverage begins. Your Medical Insurance benefits do not carry over to the following year. Your benefits will expire if they are not used within 1 year. It is your responsibility to know when your benefits expire and to use them before they expire.

How do I take advantage of my Medical Insurance benefits?

You pay for your Medical Insurance benefits, you deserve to know how to take advantage of them. What's the point of having benefits if you’re not going to use them? Use your benefits, that’s why you have them. Here’s how to take advantage of your benefits:

Know your benefits

You need to know what your benefits are. You are often given a specific number of consultations per year. If you don’t use them all, you are missing out. Click the link below to read more about our Medical Insurance benefits. Click here to learn about Medical Insurance.

Be proactive about your health

Don’t wait until the last minute to seek treatment. Medical Insurance policies cover things like GP or dental check ups. If your policy gives you a certain number of dental check ups per year, make sure you use them. Addressing health issues early on can often prevent more serious health problems.

Ask questions

If you're unsure about something, don't hesitate to ask your healthcare provider. They can help you make informed decisions about your healthcare. If you need a refresh on your plan, you can request a call back.

You deserve to get the most value out of your coverage. We encourage you to use your benefits from Get Medical Insurance.  If you want to know anything about your Medical Insurance benefits, contact us today.