What does Medical Insurance cover?

Get Medical Insurance outlines what Medical Insurance covers.

Compared to many of the medical coverage plans available in South Africa, Medical Insurance is more economically friendly, especially for people in the middle and lower-income groups.

Thanks to the Medical Insurance, many people now have access to private healthcare in South Africa. What does Medical Insurance cover?

What does Medical Insurance cover?

Medical Insurance provides coverage for various day-to-day medical expenses and limited hospital cover, depending on the plan. Generally, Accident Cover is purchased as a value added product.

Medical Insurance enables South Africans to access private healthcare services in an affordable way. Here are some of the benefits that Medical Insurance provides:

• Private doctor (General Practitioner) visits.
• Accident Cover in hospital (additional value added product).
• Emergency illness cover (additional value added product).
• Virtual Doctor Consultations.
• Nurse and Wellness Clinic Based Care.
• Acute Medication.
• Over the Counter (OTC) Medication.
• Immunisation.
• Chronic Medication.
• HIV Programme.
• Dentistry.
• Optometry.
• Pathology.
• Maternity benefits (2D scans).
• Health Screenings.
• COVID-19 Testing.

Some Medical Insurance plans come with additional value added products and services. These could include services like Counselling from health professionals, and other healthcare services.

Should I get Medical Insurance?

Medical Insurance is designed for people who are constrained by financial limitations and  who otherwise wouldn’t be able to afford access to private healthcare. Medical Insurance is more inexpensive and flexible than Medical Aid. Medical Insurance, however, does provide a lower level of in-hospital coverage and is better for day-to-day benefits.

Everyone needs some form of medical coverage. Get your family a Medical Insurance policy from Get Medical Insurance.