What are affordable alternatives to Medical Aid in South Africa?

The cost of Medical Aid in South Africa is exorbitantly high. It’s no surprise you’re looking for an alternative to Medical Aid. 

There are other affordable options that you can consider, without breaking the bank. While these options give you access to private healthcare, they are not a substitute for Medical Aid.

Medical Insurance 

Medical Insurance gives you access to private healthcare at an affordable price. Unlike Medical Aid, Medical Insurance is more focused on day-to-day medical benefits. Medical Insurance keeps you in good health by giving you cover for:

• Access to a network of private doctors.
• Virtual consultations and nurse visits.
• Dental coverage, eye care, and glasses.
• Over-the-counter medicines.
• Chronic medicines.
• Access to social workers and psychologists to help your whole family.
• Financial, debt, and legal advice.

Medical Insurance is useful for those who want cover for day-to-day medical expenses. From only R509 per month, you can get a Medical Insurance plan from Get Medical Insurance.

Accident Cover

Accident Cover gives you cover for when you’re involved in an accident. When you sustain an injury caused by an accident, you’re covered for:

• Emergency transport via Netcare 911.
• Casualty treatment.
• Private hospital cover for emergency medical treatment as a result of an accident.
• Disability and death cover as a result of an accident.
• Cover in case of a heart attack or stroke.

Accident Cover focuses on medical emergencies caused by accidents, including:

• Car crashes.
• Falls.
• Heart attacks and strokes.
• And more.

*Limits and exclusions apply.

Accident Cover is often bought as a buy-up addition as part of your portfolio. Many people who buy Medical Insurance, usually also buy Accident Cover. This is because Medical Insurance doesn’t give you cover for medical emergencies. 

What should I do If I can’t afford Medical Aid?

If you can’t afford Medical Aid, it doesn’t mean you can’t get other coverage. Instead of relying on the public healthcare system, there are other forms of medical coverage available. You can still access private healthcare at an affordable price.

Our Medical Insurance policies cover the cost of various day-to-day medical expenses. Our Accident Cover covers injuries or death resulting from an accident. Heart attacks and strokes are also covered by Accident Cover. You can combine both Medical Insurance and Accident Cover to give you the cover you need.

Complete the form below to get the medical cover you need at an affordable price.