Is your trip to the emergency room at a private hospital covered by Medical Insurance?

Tuesday, November 19, 2024

You’re wondering if your trip to the emergency room at a private hospital is covered by Medical Insurance. 

Depending on your specific Medical Insurance plan, a trip to the emergency room at a private hospital may be covered. Most Medical Insurance plans have varying coverage levels and requirements. You can contact your insurance provider directly to understand what you're covered for.

Does Get Medical Insurance cover your trip to the emergency room at a private hospital?

At Get Medical Insurance, we provide Medical Insurance that gives you access to private healthcare at an affordable price. Our Medical Insurance plans give you cover for various day-to-day medical expenses. 

From only R509 per month, our Medical Insurance gives you cover for:

  • Private doctor consultations (GP) for when you’re not feeling well.  
  • Virtual consultations when you can’t get to the doctor’s rooms.
  • Nurse and wellness clinic visits for minor illnesses.
  • Cover for various types of Acute, Chronic and OTC Medications.
  • Flu vaccines to keep that runny nose at bay.
  • HIV medication and management to support your journey of living with HIV.
  • Visits to your Dentist and Oral Hygienist for a check-up and clean.
  • Optometry benefits. Get cover for eye exams, specs and frames.
  • X-rays and blood tests when you need them.
  • Maternity benefits, including two free 2D Scans.
  • Health screenings to check your Glucose, Blood Pressure and Cholesterol.
  • Cover for COVID-19 pathology tests.

*Limits and exclusions apply.

Unfortunately, Our Medical Insurance does not give you cover for medical emergencies. Our Medical Insurance focuses on day-to-day medical cover. Accident Cover, however, is often bought as a buy-up addition as part of your portfolio. 

Medical Insurance with Accident Cover gives you private hospital cover for emergency medical treatment as a result of an accident. If you combine our Medical Insurance with our Accident Cover, and sustain injuries from an accident, heart attack, or stroke, your visit to a private hospital's emergency room will be covered.

How does Accident Cover give me cover for medical emergencies?

Accident Cover gives you cover for when you’re involved in an accident. When you sustain an injury caused by an accident, you’re covered for:

  • Emergency transport via Netcare 911.
  • Casualty treatment.
  • Private hospital cover for emergency medical treatment as a result of an accident.
  • Disability and death cover as a result of an accident.
  • Cover in case of a heart attack or stroke.

With Get Medical Insurance, you can combine both Medical Insurance and Accident Cover. With this combination, you can create a comprehensive medical plan for your family. You can get cover for day-to-day and in-hospital emergency medical treatment caused by accidents.

Complete the form below to get Medical Insurance and Accident Cover to protect your loved ones.