Is Medical Insurance cheaper than Medical Aid?

Yes, Medical Insurance is significantly cheaper than Medical Aid. It is, however, important not to confuse the two products. Medical Insurance and Medical aid are completely different.

Medical Insurance and Medical Aid provide different types of coverage. Medical Insurance usually provides significantly less cover when compared to Medical Aid. That explains why there is a significant price difference between the two.

Why are South Africans buying Medical Insurance instead of Medical Aid?

Getting access to private healthcare in South Africa is expensive. Medical Insurance in South Africa gives people affordable access to private healthcare services.

The majority of South African citizens fall into a lower-income bracket. Medical Insurance gives South Africans in the lower-income bracket access to private healthcare. Without Medical Insurance, many people wouldn't have the opportunity to access private healthcare.

Medical Insurance normally provides day-to-day benefits like doctors visits, medications and dentistry. Medical Aid, on the other hand, provides a more comprehensive coverage. It’s important to remember that there are various co-payments and limits that apply to Medical Insurance policies. 

What cover does Medical Insurance provide?

Medical Insurance plans do vary depending on your provider. A basic Medical Insurance plan should cover some of the following through a stipulated network provider:

• Private doctor consultations (GP).
• Virtual consultations.
• Nurse and wellness clinic visits.
• Cover for various over the counter medicines.
• Cover for various acute medications.
• Cover for various chronic medications.
• Flu vaccines.
• HIV medication and management.
• Basic dentistry.
• Basic optometry.
• X-rays and blood tests.
• Maternity benefits.
• Selected health screenings. 
• COVID-19 testing.

Accident cover is usually purchased in addition to Medical Insurance and will provide cover for things like:

• Emergency casualty visits.
• Accident hospitalisation.
• Ambulance and stabilisation.
• Death and disability cover.  

How much is Medical Insurance?

With Medical Insurance, there are different plans available to choose from. This makes it easier for anyone at any income level to afford Medical Insurance.

If you’re looking for affordable access to private healthcare in South Africa then you may be in luck. Get Medical Insurance provides affordable Medical Insurance solutions in South Africa. From as little as R509 per month, you can gain access to private medical care.

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It’s never been easier to get the best Medical Insurance in South Africa. Contact us today and you can get covered from only R509 per month.