Is it worth getting Medical Insurance as a student?

You’re a student, dedicated to your studies and watching your budget as carefully as you can. You may wonder whether it's worth investing in medical insurance. While you might be young and healthy, medical insurance can give you significant benefits and peace of mind. Here’s why getting medical insurance as a student is a wise decision.

Why students need Medical Insurance

You might be feeling fine right now, but it’s always a good idea to have some type of medical cover as a student. Medical insurance gives you: 

• Financial protection: Medical emergencies can be expensive. Without medical insurance, you may face substantial medical bills that could strain your student finances. Medical insurance helps cover these expenses, and ensures you can get the medical help you need without breaking your budget. 
• Access to quality healthcare: In South Africa, the public healthcare system is available to everyone, but private healthcare often offers better conditions and shorter waiting periods. Medical insurance gives you direct access to private healthcare facilities, where you can receive quick, high-quality treatment.
• Routine and preventive medical care: Many medical insurance plans cover routine check-ups, vaccinations, and preventive care. This type of cover helps you stay healthy, and catch potential health issues early, preventing more serious health problems down the line.
• Comfort and peace of mind: With medical insurance, you know you’re covered in case of a medical emergency. This helps you focus on your studies without worrying about potential health issues. This peace of mind is invaluable, especially during stressful academic periods.

How do I choose the right Medical Insurance as a student? 

When choosing the right medical insurance, you need to consider several factors. Firstly, the cost of your medical insurance could be your biggest concern. Make sure to choose a medical insurance plan that suits your budget and gives you adequate healthcare coverage. 

The more you know about your health needs, the better equipped you will be to choose the right medical insurance plan for your student lifestyle. Make sure you know about your medical insurance plan’s provider network, and that medical practitioners are located close to your home or student residence. Some medical insurance plans have age restrictions too. Get Medical Insurance reminds you that to sign up with us, there are no age restrictions to join and get the medical insurance you need.

Get the right medical insurance for your needs as a student. Get Medical Insurance is here to help, so you can focus on your studies, without worrying about your health.