How much does a Hospital Plan cost?

Friday, March 17, 2023

Are you wondering how much a Hospital Plan costs? Get Medical Insurance discusses everything you need to know about a Hospital Plan.

A Hospital Plan is a type of insurance designed to cover in-hospital medical expenses. Hospital Plans are usually more affordable than Medical Aid, but provide limited coverage.

In South Africa, there are various insurers that provide Hospital Plans. The cost can vary depending on the coverage and benefits provided by each plan. On average, a Hospital Plan can cost between R300 and R1,500 per month. This can depend on factors like your age, health status, and the level of coverage provided.

What are the benefits of having a Hospital Plan?

Some of the benefits of having a Hospital Plan include:

Financial protection: A Hospital Plan gives you financial protection against unexpected medical expenses. You get cover for in-hospital treatment resulting from an accident or illness.

Affordable premiums: Everyone needs medical coverage. Hospital Plans are more affordable for young people. Some comprehensive medical plans can be expensive for people starting their careers. 

Cover for in-hospital expenses: Hospital stays can be expensive. With a Hospital Plan, you get cover for your in-hospital medical expenses.

Peace of mind: You have cover when you need it most. You know you're covered for unexpected medical events that require hospitalisation. 

What does a Hospital Plan cover?

A Hospital Plan covers the costs of your in-hospital expenses for a medical emergency. This includes cover for:

  • In-hospital stay fees.
  • In-hospital Doctor fees.
  • Medicine prescribed in the hospital.
  • Specified tests and procedures.
  • Theatre fees.
  • Intensive care unit (ICU) fees.

Does Get Medical Insurance provide Hospital Plans?

No, Get Medical Insurance does not provide Hospital Plans. Get Medical Insurance provides affordable Medical Insurance and Accident Cover. 

Medical Insurance

Medical Insurance is a cost-effective insurance product that covers various medical expenses. With Medical Insurance, you get access to private healthcare through day-to-day benefits. Medical Insurance gives you cover for:

  • Private doctor (General Practitioner) visits.
  • Virtual Doctor Consultations.
  • Acute Medication.
  • Over the Counter (OTC) Medication.
  • Chronic Medication.
  • HIV Programme.
  • Dentistry.
  • Optometry.
  • Maternity benefits (2D scans).
  • Health Screenings.
  • And more.

Accident Cover

Accident Cover is an insurance product that provides cover if you have an accident. Accident Cover gives you the benefits you need if you sustain an injury from an accident. Some of the benefits of Accident Cover include:

  • Emergency transport via Netcare 911.
  • Casualty treatment.
  • Private hospital  over for emergency medical treatment as a result of an accident.
  • Disability and death cover as a result of an accident.
  • Cover in case of a heart attack or stroke.

Did you know, you can combine both Medical and Accident Cover? This combination can create an affordable medical plan for you and your family. Get the best medical cover from Get Medical Insurance in one combined package. You can get cover for day-to-day and in-hospital medical expenses caused by accidents.

Need Medical Insurance and Accident cover? 

Contact us here for a free quote.