How does Medical Insurance work?

Thursday, November 17, 2022

Get Medical Insurance outlines how Medical Insurance works.

When compared against many medical coverage plans available in South Africa, Medical Insurance tends to be a more affordable option. Access to private healthcare facilities and services in South Africa is notoriously expensive. Medical Insurance can provide lower income families with secured access to private healthcare. Get Medical Insurance Today.

Medical Insurance explained.

Medical Insurance provides various day-to-day medical expenses and limited hospital cover, depending on the plan. Medical Insurance focuses more on things like private doctor (GP) visits, basic dentistry, optometry, chronic medication and more. With Medical Insurance, if a member needs to visit a doctor, they will need to visit a doctor based on the insurance providers’ network of licensed medical professionals and facilities. With Medical Insurance, claims are usually paid directly to the medical provider and not to the policyholder.

Accident Cover.

Medical Insurance generally does not cover medical emergencies resulting from an accident. Accident Cover, however, can often be purchased as a value added product, and combined with your day to day (primary healthcare) cover.

If you purchase Accident Cover, after being admitted to the hospital for an accident emergency, Medical Insurance will pay the bills up to the limit on the policy. Accident Cover generally includes:

  • Emergency casualty visits.
  • Hospitilisation for accidents.
  • Ambulance and stabilisation.
  • Death and Disability Cover.
  • Family, legal and financial counselling.

Where can I get Medical Insurance?

While no one plans to get sick or injured, we all need some form of medical care at some point in our lives. Medical Insurance provides a level of assurance when it comes to managing your medical costs or covering other expenses.

Do you need Medical Insurance? Don’t wait around, Get Medical Insurance Today.