Medical Insurance
You’ve booked your tickets, and you’re ready to pack. You’re excited for your overseas travel, but have you checked if your medical insurance covers you while you’re travelling overseas? It’s important to know what kind of medical cover you have while you’re travelling.
Medical emergencies can happen anywhere, and being prepared can save you from significant stress and expenses. Here’s what you need to know about medical insurance coverage for international travel.
Some medical insurance providers in South Africa offer some form of international travel benefit, but the extent of coverage can differ. Some medical insurance plans only provide international travel coverage for a specific number of days. Other medical insurance plans only provide cover for medical emergencies while you are travelling abroad. Medical insurance plans may only provide cover for pre-existing conditions, or not at all, while you are overseas. The type of coverage you can expect from your medical insurance plan is often listed in the exclusions part of your plan or policy. For example, with Get Medical Insurance, international cover is not provided. Get Medical Insurance ensures you have access to private healthcare services when you need it, within South Africa.
If your medical insurance plan doesn't cover you when you’re travelling overseas, you still have some options to ensure you’re covered while you travel. Your bank, travel agent, or other service provider could provide you with international cover while you’re travelling overseas. They may also offer you additional benefits that cover travel-related risks, like lost baggage or flight cancellations.
For more advice and information on medical insurance, get in touch with Get Medical Insurance.