Can you go to the hospital if you don’t have Health Insurance?

You don’t have Health Insurance. What’s going to happen if you need to go to the hospital?

Imagine you’re involved in a car accident, and you need to be admitted to hospital. Do you know what will happen if you don’t have medical coverage? It’s important to understand the consequences and challenges that might arise in such situations.

I need to go to hospital, but I don’t have medical cover

When a medical emergency strikes, your health becomes the priority. Unfortunately, if you don’t have medical cover, and you want to go to a private hospital, you’re going to have to pay out-of-pocket. This is why you need good medical cover, before you actually need it.

Does Health Insurance give you hospital cover?

Health Insurance, on its own, does not give you hospital cover. Health Insurance mainly focuses on giving you cover for day-to-day medical expenses. If you buy Health Insurance, you’ll be covered for the following:

• Access to a network of private doctors.
• Virtual consultations and nurse visits.
• Dental coverage, eye care, and glasses.
• Over-the-counter medicines.
• Chronic medicines.
• Access to social workers and psychologists to help your whole family.
• Financial, debt, and legal advice.

If you also want cover for when you’re involved in an accident, you can combine Health Insurance and Accident Cover. Our Accident Cover gives you cover for when you’re involved in an accident, including car crashes, falls, heart attacks or strokes.

When you sustain an injury caused by an accident, you’re covered for:

• Emergency transport via Netcare 911.
• Casualty treatment.
• Private hospital cover for emergency medical treatment as a result of an accident.
• Disability and death cover as a result of an accident.
• Cover in case of a heart attack or stroke.

*Limits and exclusions apply.

If you don’t have adequate medical cover, and you want to go to a private hospital, you will have to pay out-of-pocket. Without medical cover, hospital bills can quickly accumulate.

These bills could leave you in an unfortunate financial position. 

Instead of relying on the public healthcare system, you need medical cover. The best thing you can do to protect yourself from unexpected medical bills, is to get Health Insurance and Accident Cover. 

Complete the form below to get the medical cover you need at an affordable price.